Lifestyle Planning Process - Full Comprehensive

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At Rivertown Financial, we believe your financial journey should feel empowering, not overwhelming. That's why our process is built entirely around you—your goals, your lifestyle, and your future.

We call it Lifestyle-Based Planning, and here's how it works:

1 Discovery & Connection

Let's get to know each other.
Our first meeting is all about understanding your unique financial situation, goals, and values. We'll talk about what's important to you—family, career, retirement, travel—and how your money can support the life you want. No commitment, just a conversation.

2 Personalized Planning

Your goals, mapped out.

Once you decide to move forward with our firm, we’ll send over contract paperwork and a list of documents needed to start the planning process. After the contract is signed and you’ve collected the required items, we’ll scan them into our system—returning everything to you in the exact order received. From there, we’ll begin designing your personalized financial plan. Together, we’ll build your Lifestyle Model, a strategy tailored to your goals and values, covering investment planning, risk protection, estate planning, and more.

3 Visions & Values Conversation

Looking beyond the numbers.
This is where we uncover the “why” behind your financial goals. We explore:

  • Hidden risks that could impact your future
  • Legacy opportunities for the people or causes you care about most
  • Long-term dreams you might not have voiced yet

It's not just about wealth. It's about purpose.

4 Investment Strategy & Implementation

Custom strategies designed for you.
You'll collaborate with us on the investments that make sense for your goals and risk tolerance. At your Plan Presentation Meeting, we'll walk you through your personalized recommendations—and if everything looks good, we'll help you take the first step toward implementation.

5 Ongoing Support & Organization

We stay with you—always.
Planning doesn't stop once the papers are signed. As your life evolves, so does your financial plan. We offer:

  • Regular check-ins and statement reviews
  • Help with keeping beneficiaries and account titles aligned
  • Optional family meetings to pass along your values, not just your wealth

Let's Build the Life You Envision

Our process is personal, collaborative, and built to grow with you. Whether you're starting fresh or ready to refine an existing plan, we're here to help you move forward confidently.